Category: Accident

Motor Vehicles Act, 1988 — Section 149(2) — Insurance — Liability of insurer — “Pay and recover” directions — Fake driving licence — For insurer to avoid liability, it must prove not only that the driver’s licence was fake, but also that the owner (insured) deliberately breached the policy by entrusting the vehicle to such a driver.

2025 INSC 1204 SUPREME COURT OF INDIA DIVISION BENCH HIND SAMACHAR LTD. (DELHI UNIT) Vs. NATIONAL INSURANCE COMPANY LTD. AND OTHERS ( Before : K. Vinod Chandran and N. V.…

Motor Vehicles Act, 1988 — Section 149 — Liability of insurer — Award of compensation — Insurance policy validity — Truck driver’s rash and negligent driving caused death of security guard — Tribunal awarded compensation to claimants — Insurance Company argued policy was not valid on accident date due to fraudulent alteration of dates by owner — This contention was raised only in review petition, not in main proceedings — Insurer failed to prove fraud — Review application dismissed for lack of power by Tribunal.

2025 INSC 1178 SUPREME COURT OF INDIA DIVISION BENCH NEW INDIA ASSURANCE CO. LTD Vs. NARAYAN SINGH AND OTHERS ( Before : K. Vinod Chandran and N.V. Anjaria, JJ. )…

Motor Vehicles Act, 1988 — Sections 166, 173 — Award of Tribunal reversed by High Court — Claimant appealing — Death in hit and run accident alleged — Victim’s family claiming compensation — Husband of first appellant died in alleged accident — Accident witnessed by neighbour — High Court found accident and vehicle involvement not proved — Appeal dismissed.

2025 INSC 1176 SUPREME COURT OF INDIA DIVISION BENCH RAJAMMA AND OTHERS Vs. M/S. RELIANCE GENERAL INSURANCE CO. LTD. AND ANOTHER ( Before : K. Vinod Chandran and N. V.…

Motor Vehicles Act, 1988 — Sections 166, 173 — Motor Vehicle Accident Claim — Quantum of Compensation — Medical Expenses — Insurance company unable to verify medical bills from hospitals in places other than victim’s hometown is not a valid contention. Explanation for treatment in other locations due to victim’s medical condition (paraplegia and pneumonia) and climatic conditions is accepted.

2025 INSC 1164 SUPREME COURT OF INDIA DIVISION BENCH SHARAD SINGH (DEAD) THROUGH LR. Vs. H. D. NARANG AND ANOTHER ( Before : K. Vinod Chandran and N.V. Anjaria, JJ.…

Motor Vehicles Act, 1988 — Sections 166, 173 — Compensation — Calculation of — Motor Accident Claims Tribunal — High Court — Appeals — Appellant aged 38 years— sustained grievous injuries in a road accident — High Court revised monthly income but omitted future prospects and adopted a lower disability percentage — Supreme Court allowed appeal, adding 40% for future prospects to self-employed claimants as per settled law — Supreme Court accepted neuro-psychologist’s assessment of 41.77% functional disability as it was not rebutted or doubted, overriding the lower percentage adopted by Tribunal and High Court without reasoning

2025 INSC 939 SUPREME COURT OF INDIA DIVISION BENCH LOKESH B Vs. SURYANARAYANA RAJU JAGGARAJU AND ANOTHER ( Before : Sudhanshu Dhulia and Aravind Kumar, JJ. ) Civil Appeal Nos…..of…

Motor Vehicles Act, 1988 — Section 166 — Contract Act, 1872 — Section 2(d) — Motor Accidents Claims Tribunal — Compensation — Notional Income Future Prospects — Multiplier — Contributory Negligence — Attendant Charges — Future Medical Expenses — Loss of Marital Prospects — Discomfort — Extra Nourishment — Medical Bills — Motor Accident — Amputation — Functional Disability — In a motor accident case involving a young engineering student who suffered amputation of his leg due to the negligence of multiple parties, the Supreme Court enhanced the compensation by reassessing the notional income, elaborating on future prospects, applying an appropriate multiplier, and reinstating the original attendant charges awarded by the Tribunal, deeming the High Court’s reduction unjustified

2025 INSC 905 SUPREME COURT OF INDIA DIVISION BENCH S. MOHAMMED HAKKIM Vs. NATIONAL INSURANCE CO. LTD. AND OTHERS ( Before : Sudhanshu Dhulia and Aravind Kumar, JJ. ) Civil…

Insurance Law — Motor Insurance Policy — Guidelines (IMT) — Guidelines issued by the Tariff Advisory Committee (IMT) regulate the issuance of policies but cannot bind the insured unless specified in the insurance policy itself. – – Personal Accident Cover — Contractual liability — Claim based on personal accident cover is a contractual liability, not a statutory one — The question is whether the liability was limited or not, which depends on the terms specified in the policy.

2025 INSC 896 SUPREME COURT OF INDIA DIVISION BENCH MANJUSHA AND OTHERS Vs. UNITED INDIA ASSURANCE COMPANY LIMITED AND ANOTHER ( Before : Sudhanshu Dhulia and K. Vinod Chandran, JJ.…

Motor Vehicles Act, 1988 — Section 10(2)(d) & 2(21) — Driving Licence for Light Motor Vehicle (LMV) — Validity for driving commercial vehicle with Gross Vehicle Weight not exceeding 7500 kg — Driver possessing LMV license can drive transport vehicle up to 7500 kg without additional endorsement — Constitutional Bench decision in Bajaj Alliance General Insurance Co. Ltd. v. Rambha Devi affirmed Mukund Dewangan v. Oriental Insurance Co. Ltd.

2025 INSC 867 SUPREME COURT OF INDIA DIVISION BENCH SUNITA AND OTHERS Vs. UNITED INDIA INSURANCE CO. LTD. AND OTHERS ( Before : Sanjay Karol and Joymalya Bagchi, JJ. )…

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